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Economy Survival Tip: Treat the Disease, Not the Symptoms
from Personal Coach David Bohl
There’s a saying in recovery/treatment/12-step programs that goes: “TREAT THE DISEASE, not the symptoms.” What are the diseases causing your stress? The current economic “crisis”? The political race? The politics in your office? Your son’s report card? Making your next credit card payment? You hold the power. Once you get clear in your mind, you have the opportunity and ability to deal with the anxiety and stress of today’s world by keeping your side of the street clean.
Financially Speaking
No, you didn’t singlehandedly cause the current financial crisis. So don’t take the blame for it, don’t feel guilty about it, and, by all means, don’t think that you have to fix it. Just look out for you and your family. Your only job as a responsible consumer is keeping your end of the bargain.
Apology Accepted
Are you sick of listening to the candidates dance around when confronted by a mistake they made in their pasts? It appears politics is the hotbed of verbal antics.
No one seems to realize the power of honesty. You are only as good as your word. No one will believe or trust you if you play verbal games. Honesty is morally right and efficient. And ultimately, always the best policy. (more…)
Actions Speak Louder Than Words: Focusing on What People DO Instead of What They SAY
Don’t know what the Presidential candidates stand for? With all the rhetoric– and misrepresentations and omissions of fact that you’re hearing from both candidates, it’s tough to tell what their real beliefs are. Not to mention the fact that the press/media is being accused of being on Obama’s side. You can also see this in your daily life. The coworker filled with empty promises. The “friend” who is constantly cancelling lunch. Your local representative who did not vote the way they said when on the stump. (more…)
Does Market Collapse Mean the End of the World?
No WAY!
Though you might believe otherwise from the news coverage and mass hysteria, the world is not coming to an end. The Financial “Crisis” will make it more difficult for those with not so perfect credit to get loans, but it really shouldn’t affect your day to day life.
What it should do is make you realize that this will impact only a tiny fraction of your existence…and there are so many other areas of your life that you have complete control over. Why not work on them, and secure your future?
What’s the worst that could happen?
Ask any economist, and the only response you will get is their opinion or theory. The markets are responding to the hysteria and the uncertainty of our past mistakes and future fears. Do not be swayed! Stay strong! Eventually when the government allows our markets to stabilize (by stabilizing THEMSELVES) we will return to our bullish times. Until then, realize that this period will be over at some point. Just make sure that YOUR house is in order.
Laughing in the Face of an Economic Recession?
Our nation is going through some troubling economic times right now… but you do not need to follow suit. The economy today is a horror story of financial bailouts and golden parachutes. Is the government going to bail you out if you make some not so good decisions? This is why you need to control your own financial destiny!
Don’t panic.
Easier said than done, right? Well, the truth is that the stock markets go through cycles every ten years or so. Which is why if you are close to retirement, you should be involved in low risk stocks and why if you are far from retirement, higher risks are acceptable. You should be waiting it out… not jumping ship! If you join the sell, sell, SELL bandwagon, you will be sorry when those that buy your “undervalued” stocks at a song and make a killing. An economic downturn is the best opportunity to purchase stocks (and even “designer” stocks like Google or McDonalds) at a much discounted rate.
(Note: Before you do anything, talk to your financial advisor who can help you figure out the best financial planning strategy that makes the most sense for YOU.)
Lifestyle Coach Puts His Money Where His Mouth Is – Offers FR.EE Teleseminar: How the Average American Can Weather the Financial Crisis Without Becoming Emotionally Overwhelmed
WEBCAST REPLAY NOW AVAILABLE – Sign up below.
Down Economy Got You Way Down? It doesn’t have to!
Join me for a FR.EE teleseminar THIS WEDNESDAY, OCTOBER 15th, 2008 – 7:00 PM Central.
We all see what’s going on in the world. It sure isn’t pretty.
The markets and economy are in the tank. Foreclosures, hiring freezes, salary cuts, and layoffs are a given.
We’re hunkered down in our bunkers waiting for the storm to blow over. Is that the right approach?
ABSOLUTELY NOT.
Think about this: When businesses feel the heat of the bad economy and decreasing sales, do they hunker down? No! They get very proactive. They look for ways to cut costs and increase efficiencies.
AS INDIVIDUALS, WE SHOULD DO THE SAME THING.
- Take this time to engage in some self-assessment instead of using all your energy for self-preservation.
- Build some self-confidence, self-equity, and a foundation for your future – so that you can handle good times and bad.
Now is the best time to engage in a concentrated period of personal evaluation.
1. Figure out where you are and where you want to go.
2. Add things to your life that are important to you.
3. Get rid of the things that just aren’t working anymore.
You don’t have to take it on the chin and allow the bad economy to control every aspect of your life.
Come out of the basement. Take control. Empower yourself!
Join me for a FR.EE teleseminar THIS WEDNESDAY, OCTOBER 15th, 2008 at 7:00 PM Central.
WEBCAST REPLAY NOW AVAILABLE – Sign up below.
SIGN UP HERE:
6 Questions to Ask Yourself Before Busting Out of the Rat Race
by David Bohl, Lifestyle Designer
The nine to five grind… you’ve been a participant since your late teens, early twenties. Is it time to take a hike? Here are six questions to ask yourself BEFORE you ditch those bennies.
Take an extended vacation… how does it feel?
Do you have some extra vacation stored up for a rainy day? Most of us do! This is the perfect time to see how you can really handle not going through the daily grind. Spend some leisurely time with your family and your hobbies. Find a hobby if you don’t already have one…reading, writing, biking, hiking, cooking. See how you handle your extended break, and make the determination of whether you want to leave the structure of your job to pursue other things.
How the Average American can Weather the Financial Crisis Without Becoming Emotionally Overwhelmed
From an interview I did this evening with Charles Benson of WTMJ TV 4 in Milwaukee, written by Katie DeLong:
“MILWAUKEE – David Bohl, a lifestyle coach and former venture capitalist with much knowledge when it comes to the economy and financial gains and losses appeared on Live at 4:30.
His message: people can actually benefit by focusing on themselves rather than just their bottom lines.
Bohl discussed how the average American can weather the financial crisis without becoming emotionally overwhelmed.”
Read the rest of the article and see the video.
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Thanks to Capitol Investor for including this post in the Investing Carnival, to My Two Dollars for featuring this post in the Money Hacks Carnival, to The Skilled Investor for publishing this post in the Carnival of Financial Planning, and to My Family’s Money for inclusion in the Carnival of 20 Something Finances.
6 Signs It’s Time to Move On
Thinking about breaking up with your girlfriend, your job, or even your lifestyle? These 6 indicators can give you insight on whether to stick it out or throw in the towel.
You’re unhappy.
Seems to be a no-brainer, right? And yet, sometimes we’re so used to being unhappy in a job or a relationship that we never even realize there is any other way to feel.
Do you dread Monday morning by the time Sunday rolls around? Do you find that you have nothing positive to say or even think at your meetings during the week? In your personal life, do you choose to go out with friends because you don’t want to be alone with your wife or girlfriend? These are all signs that you need to either figure out how to improve your situation, or work on getting out of whatever you’re stuck in, and creating something new.
