Have You Outgrown the Club Scene?

Now What?

From my article What to Do When You’ve Outgrown the Club Scene at Dumb Little Man:

istock_000006426126xsmall.jpg“As you mature, other things in life take precedence over nursing hangovers and not remembering the end of the night. Spending your entire paycheck on drinks no longer seems fiscally responsible. Yet, it is sometimes so difficult to move away from the party club scene that has been part of your life for so long. How do you meet people? What should you do on a Friday night? How can you persuade your friends to do something else?”

Read the rest of What to Do When You’ve Outgrown the Club Scene.

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Lifestyle Coach Puts His Money Where His Mouth Is – Offers FR.EE Teleseminar: How the Average American Can Weather the Financial Crisis Without Becoming Emotionally Overwhelmed

WEBCAST REPLAY NOW AVAILABLE – Sign up below.

Down Economy Got You Way Down? It doesn’t have to!

Join me for a FR.EE teleseminar THIS WEDNESDAY, OCTOBER 15th, 2008 – 7:00 PM Central.

We all see what’s going on in the world.  It sure isn’t pretty.

The markets and economy are in the tank. Foreclosures, hiring freezes, salary cuts, and layoffs are a given.

We’re hunkered down in our bunkers waiting for the storm to blow over.  Is that the right approach?

ABSOLUTELY NOT.

Think about this:  When businesses feel the heat of the bad economy and decreasing sales, do they hunker down?  No!  They get very proactive.  They look for ways to cut costs and increase efficiencies.

AS INDIVIDUALS, WE SHOULD DO THE SAME THING.

  • Take this time to engage in some self-assessment instead of using all your energy for self-preservation.
  • Build some self-confidence, self-equity, and a foundation for your future – so that you can handle good times and bad.

Now is the best time to engage in a concentrated period of personal evaluation.

1.   Figure out where you are and where you want to go.
2.   Add things to your life that are important to you.
3.   Get rid of the things that just aren’t working anymore.

You don’t have to take it on the chin and allow the bad economy to control every aspect of your life.

Come out of the basement.  Take control.  Empower yourself!

Join me for a FR.EE teleseminar THIS WEDNESDAY, OCTOBER 15th, 2008 at 7:00 PM Central.

WEBCAST REPLAY NOW AVAILABLE – Sign up below.

SIGN UP HERE:
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Email:

How the Average American can Weather the Financial Crisis Without Becoming Emotionally Overwhelmed

From an interview I did this evening with Charles Benson of WTMJ TV 4 in Milwaukee, written by Katie DeLong:

“MILWAUKEE – David Bohl, a lifestyle coach and former venture capitalist with much knowledge when it comes to the economy and financial gains and losses appeared on Live at 4:30.

His message: people can actually benefit by focusing on themselves rather than just their bottom lines.

Bohl discussed how the average American can weather the financial crisis without becoming emotionally overwhelmed.”

Read the rest of the article and see the video.

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Thanks to Capitol Investor for including this post in the Investing Carnival, to My Two Dollars for featuring this post in the Money Hacks Carnival, to The Skilled Investor for publishing this post in the Carnival of Financial Planning, and to My Family’s Money for inclusion in the Carnival of 20 Something Finances.

A Question for the Readers: Are the Attitudes and Beliefs Expressed that of a Republican or Democrat?

USA Today (thank you) published an editorial of mine in today’s edition in response to MBA students take stock amid troubling times.

After reading the first response to my editorial, I am amazed that the reader made the assumption that I am a democrat.  I don’t see how what I wrote can be construed as political.

What do you think?

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Want to Know How to Design Your Life?

From my article How to Design Your Life at The Change Blog:

istock_000006913409xsmall.jpgThere are no guarantees that life will turn out the way you want… but you have a better chance of it turning out how you want if you know how to design your own life.

I like the image of an architect designing a building by first laying out the blueprints. Or a writer outlining a book starting with the table of contents. The ability to create from scratch is a powerful feeling. The house emerges from a sheet of drawings. The book takes shape from the imagination of the writer.

Can you really design your own life in much the same way the architect designs a house and the writer designs a book? 

Read the rest of How to Design Your Life.

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Become a Savvy Consumer

money.jpgSave Time, Energy & Money!

by David Bohl

Whether economic times are abundant or tight, it’s always an advantage to be a savvy consumer. And whether or not your budget is abundant or tight, it’s always beneficial to know how to shop effectively.

I remember reading The Millionaire Next Door and was surprised to find that a common trait of most millionaires was thrift. I think that’s how a lot of them became millionaires. To me, thrift means spending only when you need to and spending only what you need to.

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What To Do When Your Life is Falling Apart

sadness.jpgYour marriage is on the rocks. You lost your job. Your best friend isn’t talking to you.

You hurt your back. You are one month away from foreclosure on your home. Your child is sick. Your father died.

Any one of these experiences is traumatic. More than one occurring at the same time could put you into a tailspin. It is really important that you can look deep into yourself and see that some of these things are beyond your control — while others are completely in your power to fix.

Grieving the Unavoidable

Some things, like the death of a friend or family member, are just completely out of your hands. In this instance, it is simply your job to grieve. Too many times I have seen people stoic at the funeral of a parent. They seem to go on with their lives and are praised for being “so strong,” yet they let it eat away at them and feel absolutely miserable on the inside, for years. Even the loss of a job, or the collapse of a relationship, may require a period of grieving in order to understand, and grow from, the emotions that come from such a parting. Any time you experience suffering and loss, you should give your soul the time it needs to mourn, purge, cleanse, and heal.

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Technology is Your Friend: Now How to Manage it All?

womanoncell.jpg

Technology can seem like your best friend or your worst enemy. The truth is that technology is always your friend–you just have to know how to manage it. By taking control of the technological tools available to you, you can streamline your life, effectively manage your time, and essentially get your life back. This article provides some of the technology tools you can use and the ways you can manage the technology in your life better.

All-in-one systems

There are several all-in-one technology systems to help to streamline and organize your life. For example, many cell phones now have multiple features such as calendars, contact systems, email, notes and more. Imagine all this functionality, packed into a little device that fits in your purse or pocket. The drawback of an all-in-one system is that if something happens to the device then all of your information goes with it, right? Not exactly. Sync this device with your computer and create an automatic backup file that will protect your precious data.

Taking it one step further, you can also sync this with your email system (Outlook, Yahoo!, Gmail, etc.). Most email systems have a calendar, notes section, and contact system, which creates an additional backup of all your information. This prevents you from having to double-enter information like email addresses and appointments, and provides anytime, anywhere access from any computer or mobile device.

Let’s use Mary as an all-in-one device user example…..

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Time to Retire…or Just Rethink?

Baby Boomers are often referred to as “the lump in the snake” when describing their effect on the economy. And right now, that lump is nearing retirement, taking with it an enormous amount of experience, wisdom and time-tested street smarts. “Companies could lose everyone who remembers how they handled the last economic downturn,” said Alison Sander, in a recent New York Times feature on retirement.

istock_000005408249xsmall.jpgOn the other side of the issue, boomers approaching retirement age may not be prepared, mentally or physically, to simply walk off the job and into retirement. Between the declining value of the dollar and unstable economy, the expense of individual health insurance and lengthening life spans, many potential retirees find themselves at retirement age unready, unwilling or unable to quit.

If you’re facing this dilemma, what are your options? What things do you need to consider?

1. For starters, (more…)

Life Sucks? What to Do About It

istock_000004190374xsmall.jpgHave the doldrums got you down? Too many negative hits in a row making you feel like the target at a carnival shooting gallery?

Sometimes, life just sucks.

We all have off days, bad experiences and emotional lows. But if that sucking noise has gone from an occasional hiccup to a full-fledged Hoovering, it’s time to step up and do something about it:

Play hookey. (more…)