How the Average American can Weather the Financial Crisis Without Becoming Emotionally Overwhelmed

From an interview I did this evening with Charles Benson of WTMJ TV 4 in Milwaukee, written by Katie DeLong:

“MILWAUKEE – David Bohl, a lifestyle coach and former venture capitalist with much knowledge when it comes to the economy and financial gains and losses appeared on Live at 4:30.

His message: people can actually benefit by focusing on themselves rather than just their bottom lines.

Bohl discussed how the average American can weather the financial crisis without becoming emotionally overwhelmed.”

Read the rest of the article and see the video.

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Thanks to Capitol Investor for including this post in the Investing Carnival, to My Two Dollars for featuring this post in the Money Hacks Carnival, to The Skilled Investor for publishing this post in the Carnival of Financial Planning, and to My Family’s Money for inclusion in the Carnival of 20 Something Finances.

6 Signs It’s Time to Move On

freedom.jpgThinking about breaking up with your girlfriend, your job, or even your lifestyle? These 6 indicators can give you insight on whether to stick it out or throw in the towel.

You’re unhappy.

Seems to be a no-brainer, right? And yet, sometimes we’re so used to being unhappy in a job or a relationship that we never even realize there is any other way to feel.

Do you dread Monday morning by the time Sunday rolls around? Do you find that you have nothing positive to say or even think at your meetings during the week? In your personal life, do you choose to go out with friends because you don’t want to be alone with your wife or girlfriend? These are all signs that you need to either figure out how to improve your situation, or work on getting out of whatever you’re stuck in, and creating something new.

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A Question for the Readers: Are the Attitudes and Beliefs Expressed that of a Republican or Democrat?

USA Today (thank you) published an editorial of mine in today’s edition in response to MBA students take stock amid troubling times.

After reading the first response to my editorial, I am amazed that the reader made the assumption that I am a democrat.  I don’t see how what I wrote can be construed as political.

What do you think?

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Want to Know How to Design Your Life?

From my article How to Design Your Life at The Change Blog:

istock_000006913409xsmall.jpgThere are no guarantees that life will turn out the way you want… but you have a better chance of it turning out how you want if you know how to design your own life.

I like the image of an architect designing a building by first laying out the blueprints. Or a writer outlining a book starting with the table of contents. The ability to create from scratch is a powerful feeling. The house emerges from a sheet of drawings. The book takes shape from the imagination of the writer.

Can you really design your own life in much the same way the architect designs a house and the writer designs a book? 

Read the rest of How to Design Your Life.

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How to Get Closer to People

friends.jpgby David Bohl

Do you find yourself longing for closeness in your relationships?

Are you one of the many people today who maybe spends a little too much time on the computer, and not enough time connecting in-person with like minds and kindred souls?

Maybe it’s been so long since you’ve had someone to confide in that you wouldn’t know a good friend if you fell over one?

Or, maybe you’ve been burned in relationships – and you find it hard to trust.

One thing that we need to remember is that all people are different. In terms of friendship, past experience cannot necessarily predict current situations. Sure, if you were hurt by someone who you were close to or trusted, absolutely it’s going to be difficult to open yourself up to new relationships…it’s only human nature. But closing yourself off is not the answer. There are too many wonderful people in the world who can influence your life for the better. Here’s how to find them.

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Choose Your Friends Wisely

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Since most of us spend a good deal of time with other people, we should consider the quality of people we spend the most time with.Who you spend your time with is as significant as what you spend your time doing.

Read the rest of my article Choose Your Inner Circle With Care at the Milwaukee Biz Blog.

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6 Priceless Practices That Will Help You Be a Better Parent

family.jpgParenting in the 21st century is a complex task. You must find a balance between work, kids, and your own happiness. While it can be difficult to please everyone, there are a few priceless parenting practices that will help you achieve order in your life and maintain a sense of personal fulfillment.

Remember Your Roots
As a parent, it’s sometimes easy to forget what it was like to be a kid. In a world filled with violence, drugs, and teenage pregnancies, it can be tempting to shelter your child and protect them from danger. However, it is important to look at this same world through the rosy glasses of a young person, if not to change your point of view then to at least understand that of your child. Communication is always improved when both parties can see the reasoning behind one another’s arguments, so empathizing with your child’s feelings while staying true to your adult wisdom can greatly strengthen your relationship.

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When the People We Love Take Different Paths

istock_000003541474xsmall.jpgLife is change. This much we know. But sometimes we can be unprepared to face the magnitude of change that such growth can bring, especially when it affects relationships we’ve had for years and always considered immutable.

But people do change. It’s not unusual for a couple to be completely different people at 30, 40 and 50 than they were when they first met. Parents continue to grow personally as life goes on, and their children grow (and change) right along with them. Friends change too, sometimes in ways we could have never predicted.

So how do you handle the fact that the man or woman you married, your parent, your child or that the friend you’ve had since childhood has become a completely different person, with different needs, wants and desires? (more…)

Beating The Culture of Fear

istock_000004523720xsmall.jpgYou hear it on the news every day, the list of things you’re supposed to be afraid of today (and just how afraid you should be). Whether it’s killer cholesterol in your food, hidden terrorist cells or menacing muggers on the street, it seems that you can hardly draw a breath these days without the risk of inhaling a fatal dose of fear.

But is there, really, all that much to be afraid of? Let’s take a look:

Well, for starters, you’re almost seven times more likely to die in a car accident than to face any violent assault. And yet I’d be willing to be that most of you feel far more at risk crossing a parking lot at night than climbing into your car in the bright light of morning. (http://www.nsc.org/lrs/statinfo/odds.htm) And as far as terrorists go, you’re more likely to be crushed by a vending machine than die in a terrorist attack. (http://www.mattbarr.com/archives/2006/09/your_chance_of.html) Remember that the next time you start to get irate about those potato chips that won’t drop down.

So why are we so afraid of these things? It’s a combination of intentional information manipulation and poor risk assessment skills.

Let’s consider these things separately. (more…)

Is Your Relationship Ready for Kids?

Children. It’s a big decision, some say the biggest you’ll ever make.

istock_000005013797xsmall.jpgPeople have kids for many reasons. For some, kids are life’s biggest blessing. For others, they’re a moral or religious imperative. For yet others, they’re a way to leave a legacy – a sort of genetic immortality.

One thing is certain, however – once you have kids, neither you nor your significant other will ever be the same. Having kids can make or break a relationship. A lot depends on how strong your relationship is, what your views are on parenthood and raising children, and – most importantly – how compatible these views are with your partner’s.

Before you make such a monumental decision, there are certain questions you need to know the answers to. (more…)